SurSafe Discounts

See if you qualify for a reduced premium by checking out the following SurSafe discounts.

*Certain restrictions apply.

Home Discounts

We love giving back to our insureds by offering them rewards for purchasing a new home or remaining claims free! Take a look at these discounts and more, below.

Claims Free

Has your policy been with SurSafe for a few years and never experienced a claim? We want to reward you for your responsibility. A discount will be added when the insured has been claims-free with SurSafe for 3 years. Any payment for a claim would require the discount to be removed at renewal.

Protection Devices

When you take extra precautions to promote safety and security in your home, we would like to reward you for it. A discount will be added if a central station fire or burglary alarm system is located at a dwelling, insured with SurSafe. Proof in the form of a certificate from the company that installed system or a copy of the license must be submitted to SurSafe in order to qualify for this discount.

Mature Homeowner

A discount will be added to your policy when a named insured is age 62 or older.

New Home Discount

Congratulations on your new home! To add to the celebration, we are offering a discount for a policy with a dwelling that is 0-5 years old. This discount will apply to new business and renewals.

Loyalty Discount

We want to thank you for being a loyal SurSafe customer. What better way than with a discount? Policies that have been insured with SurSafe consistently for 10 or more years qualify for this discount.

Auto Discounts

Our current insureds love the discounts we offer for drivers. If you already insure your home with SurSafe, contact your agent about adding an auto policy to really start seeing some savings!

Claims Free

That's right. We're giving our auto policyholders a discount for remaining claims free, as well! Just like our homeowners discount, this discount will apply when policyholders have remained claims free for 3 years. Any payment for a claim would require the discount to be removed at renewal.

Good Student

Unmarried drivers between 16 and 24 years old are eligible when he or she is enrolled full-time in high school or college and maintains a B average or its equivalent.

Multi-Car

If you choose to insure more than one vehicle with SurSafe, owned either individually or jointly with relatives, you are eligible to receive the multi-car discount.

Driver Training

Drivers under 21 can receive a discount for completing a Driver Training Course.

Home & Auto Coupling Discount

If you've read to this point on the page, you're probably picking up your phone to dial a local agent and insure both your home and car with SurSafe. Well, we have even more good news. When you couple your home and auto with SurSafe, we'll throw in a discount for each policy.

The information on this page is designed to provide a small glimpse into the coverage SurSafe offers. Please note that amendments and exclusions may apply as well as limitations per policy forms. All policies are subject to our company's underwriting guidelines. Please contact your local SurSafe agent to see which of our many programs best meets your insurance needs.